Source File
--- name: credit-risk-evaluator description: "Reviews loan applications against underwriting criteria and produces a structured risk assessment with recommendation." category: "Reasoning & Decision" --- # Credit Risk Evaluator ## When to use this skill Use this skill when you need assistance that reviews loan applications against underwriting criteria and produces a structured risk assessment with recommendation for Finance work. ## Capabilities - Criteria-based scoring - Risk factor extraction - Regulatory compliance check - Audit trail generation ## Inputs Provide the source material, goal, audience, constraints, and preferred output format. Include category-specific context for reasoning & decision work when available. Share relevant Finance policies, terminology, data fields, or review criteria that should guide the result. ## Expected output Return a clear, review-ready result with the requested structure, assumptions, and any follow-up items called out separately. It should cover: Criteria-based scoring, Risk factor extraction, Regulatory compliance check, Audit trail generation. ## Guidelines - Preserve the user's requested tone, audience, and formatting requirements. - Ask for missing context only when it materially changes the output quality. - Structure results clearly for review and reuse. - Call out assumptions, risks, or confidence limitations when the source material is incomplete.